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How are they managing their medications?
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Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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I learned about Medicaid from this forum and it kept me from making mistakes with my Mom. I agree, when you turn 65 and start collecting Medicare, you need to know how Medicare and Medicaid work. I was told when I applied for Medicaid for Mom, her Will was pretty much voided. Your on Medicaid because you have no money. If there is a house after passing, that now is an asset that Medicaid can recover from.
My Moms house had been up for sale for 4 years when she passed. When I heard nothing from Medicaid concerning recovery,I called them. Seems recovery had no info she had passed. According to them, paperwork would have gone to the facility and it would have been responsible for seeing it got to the contact on file. I really think the woman was surprised someone called. I needed to know what the lean would be so I could figure out how low I could go on the sale. When the house was sold I was able to pay the Medicaid and tax leans off and had a little left over.
I am more knowledgeable about Medicaid than are other members of my family, primarily because my job includes editing of legal publications that discuss Medicaid and other topics of concern for older adults. My mom had traditionally given every family member a monetary gift at Christmas; for my siblings and me, the gift in recent years was $3,000 apiece. My sister, who was joint on mom's checking account, continued to write and give these gifts even after mom was living in a memory care facility. For the past three to five years, I tore up the check that was sent or given to me. I mentioned this to my siblings but I didn't push them to not accept the money. It turned out that my mom never went on Medicaid (she died in July 2026), so I did not get some money that my siblings did. But I preferred to be safe than sorry (i.e., to have to pay back money to mom).
Thanks for sharing. Very interesting. People really don't pay attention to this. I had some vague knowledge but didn't understand the details until joining this forum, where it's a recurring topic.
I think a viable solution would be for the govt to require a class on Medicaid qualification before a person starts receiving their Medicare or SS benefits. Literally even a 1 hour class would be enough. They'd have to be forced to attend.
Back in the day when our business was running at full speed, with employees, we had the same accountant for decades. He was more interested in one of us being the primary breadwinner for SS reasons but he never mentioned anything about Medicaid -- I think because he knew nothing about it. He was the same age or slightly older than us. Knowing tax laws and knowing Medicaid rules don't seem to intersect for some reason.
Yep, I am POA for my uncle. He is all about "I can do what ever I want with MY money" mentality. Came back to bite him when applying for Medicaid LTC. And a nightmare for me acting as POA. Ignorance is NOT bliss.
Yup, another story about some well-meaning Grandparent shooting themselves in the foot because they never once thought about talking with a financial planner, estate planner, Medicaid planner or elder law attorney.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
My Moms house had been up for sale for 4 years when she passed. When I heard nothing from Medicaid concerning recovery,I called them. Seems recovery had no info she had passed. According to them, paperwork would have gone to the facility and it would have been responsible for seeing it got to the contact on file. I really think the woman was surprised someone called. I needed to know what the lean would be so I could figure out how low I could go on the sale. When the house was sold I was able to pay the Medicaid and tax leans off and had a little left over.
Back in the day when our business was running at full speed, with employees, we had the same accountant for decades. He was more interested in one of us being the primary breadwinner for SS reasons but he never mentioned anything about Medicaid -- I think because he knew nothing about it. He was the same age or slightly older than us. Knowing tax laws and knowing Medicaid rules don't seem to intersect for some reason.
A good cautionary tale. Thanks for posting.